:root{--ink:#172033;--muted:#5e687a;--paper:#fff;--soft:#f4f7fb;--accent:#5a48e8;--accent2:#12a594;--line:#e3e8f0;--dark:#111827}
*{box-sizing:border-box}body{margin:0;font:16px/1.7 system-ui,-apple-system,Segoe UI,Roboto,Arial;color:var(--ink);background:var(--paper)}
a{color:#4033bd;text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:1180px;margin:auto;padding:0 22px}
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:40}.nav{min-height:76px;display:flex;align-items:center;gap:28px;padding-top:10px;padding-bottom:10px}.brand{font-weight:850;font-size:21px;color:var(--dark)}.brand i{color:var(--accent);font-style:normal}.navlinks{margin-left:auto;display:flex;align-items:center;gap:20px;font-size:14px;flex-wrap:wrap;justify-content:flex-end}.hero{background:linear-gradient(135deg,#f3f0ff,#edfffb);padding:72px 0 58px}.hero h1{font-size:clamp(38px,6vw,66px);line-height:1.04;max-width:900px;margin:0 0 18px}.hero p{max-width:760px;font-size:20px;color:var(--muted)}
.btn{display:inline-block;background:var(--accent);color:white!important;padding:13px 19px;border-radius:10px;font-weight:750;text-decoration:none!important;margin:7px 8px 7px 0}.btn.alt{background:var(--dark)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:14px;padding:20px;background:#fff}.card h3{margin-top:0}.section{padding:52px 0}
.article-layout{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:42px;padding:46px 0}.article h1{font-size:44px;line-height:1.12}.dek{font-size:20px;color:var(--muted)}.article h2{font-size:29px;margin-top:44px}.article h3{font-size:21px}.article p{margin:16px 0}.note{background:var(--soft);border-left:4px solid var(--accent2);padding:16px 18px;border-radius:8px}.disclosure{font-size:13px;color:var(--muted);border:1px solid var(--line);padding:12px 14px;border-radius:8px}
.sticky{position:sticky;top:92px;border:1px solid var(--line);border-radius:16px;padding:20px;background:linear-gradient(160deg,#fff,#f5f2ff)}.sticky h3{margin-top:0}.sticky .btn{display:block;text-align:center}
.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:20px}.related{display:grid;grid-template-columns:1fr 1fr;gap:12px}.related a{border:1px solid var(--line);padding:12px;border-radius:10px}
footer{background:var(--dark);color:#d7dce7;padding:42px 0;margin-top:50px}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.popup{position:fixed;inset:0;background:#0b1020c7;display:none;place-items:center;z-index:50;padding:20px}.popup.show{display:grid}.popbox{max-width:720px;background:white;border-radius:20px;overflow:hidden;display:grid;grid-template-columns:1fr 1fr}.popart{background:linear-gradient(145deg,#5a48e8,#12a594);min-height:320px;display:grid;place-items:center;color:#fff;font-size:80px}.popcopy{padding:28px}.close{float:right;border:0;background:#eef1f6;border-radius:50%;width:34px;height:34px;cursor:pointer}
@media(max-width:850px){.navlinks{display:none}.grid,.article-layout,.foot,.popbox{grid-template-columns:1fr}.sticky{position:static}.article h1{font-size:36px}.popart{min-height:130px}.related{grid-template-columns:1fr}}

.header-cta{padding:10px 14px!important;margin:0!important;border-radius:9px;white-space:nowrap;align-self:center}
.mobile-cta-bar{display:none}
@media(max-width:850px){
  header{position:sticky;top:0}
  .mobile-cta-bar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid var(--line);padding:10px 14px}
  .mobile-cta-bar .btn{display:block;text-align:center;margin:0}
  body{padding-bottom:72px}
}

.navlinks>a:not(.btn){padding:8px 0;display:inline-flex;align-items:center}